Terms & Conditions

1. No Client Relationship

Accessing or using this website does not create a client relationship between you and Rapid Smart Insurance Solutions or Wealth Today Pty Ltd.

A client relationship is only established once formal engagement terms have been agreed in writing.

2. Accuracy of Information

We make reasonable efforts to ensure that the information on this website is accurate and up to date. However:

• Insurance product features may change without notice
• Insurers may alter policy terms, pricing, or eligibility criteria
• We do not guarantee completeness, reliability, or accuracy

We are not responsible for any loss arising from reliance on information provided on this website.

3. Third-Party Links & Referrals

This website may contain links to third-party websites or referral partners (including insurance providers).
We do not control, endorse, or accept responsibility for the content, privacy practices, or services of third-party websites.
Any referral arrangements will be disclosed where required under regulatory obligations.

4. Limitation of Liability

To the extent permitted by law, Rapid Smart Insurance Solutions and Wealth Today Pty Ltd exclude liability for any direct, indirect, incidental, or consequential loss arising from:

• Use of this website
• Reliance on website information
• Inability to access the website
• Errors or omissions

Nothing in these Terms excludes any rights that cannot be excluded under Australian law.

5. Intellectual Property

All content on this website, including text, branding, logos, graphics, and design, is the property of Rapid Smart Insurance Solutions or used under licence.
You may not reproduce, distribute, modify, or use website content without prior written consent.

6. Website Use

You agree not to:

• Use this website for unlawful purposes
• Attempt to gain unauthorised access to systems or data
• Disrupt website functionality
• Transmit malicious software

We reserve the right to restrict or terminate access if misuse is detected.

7. Privacy

Your use of this website is also governed by our Privacy Policy.
By using this website, you consent to the collection and use of information in accordance with that policy.

8. Changes to Terms

We may update these Terms & Conditions from time to time. Updated versions will be published on this website and take effect immediately upon posting.

9. Governing Law

These Terms & Conditions are governed by the laws of New South Wales, Australia. Any disputes shall be subject to the jurisdiction of Australian courts.